Split expenses without the spreadsheet
Create a group, share the link, and everyone can add expenses. Splitly works out who owes whom — and the fewest payments needed to settle it all. No signup, no download.
What Splitly does
Splitly is a free bill splitting app for anything a group pays for together: a holiday, a shared flat, a dinner, a weekly office lunch order. One person creates the group, shares one link, and everybody else is in — there is no account to make and nothing to install.
Every expense records who paid and who it was for. Splitly keeps a running balance for each person and, when it is time to settle, reduces the whole tangle to the smallest possible list of payments.
Why people use it instead of a spreadsheet
- No signup — a shared link is the whole invitation. Nobody is asked for an email to see what they owe.
- Split to the last paisa. Amounts that do not divide evenly are distributed instead of being rounded away, so the group total always matches what was actually spent.
- The fewest payments. Six people owing each other in circles usually settles in a handful of transfers, not thirty.
- Works offline. Add an expense on a flight or in a basement; it syncs when you are back.
- Installable. Add it to your home screen and it opens like an app.
Where it fits
Group trips are the obvious one — someone books the hotel, someone else pays for fuel and dinner, and by day four nobody can remember who covered what. Flatmates use it for rent, utilities and the grocery run. Couples use the personal ledger side for money lent and borrowed.
Frequently asked questions
- Is Splitly free?
- Yes. Creating groups, adding expenses, splitting and settling are all free, and there is no paid tier gating them.
- Do I need to create an account?
- No. Groups need no account at all — a shared invite link is the whole invitation. Only the optional personal ledger asks you to sign in, because it has to follow you across devices.
- Can I use it on my phone?
- Yes. Splitly is built for phones first and can be installed to your home screen, where it opens full-screen like a native app and keeps working without a connection.